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        Refinanciación de deuda

        Refinanciacion

         

        Refinanciación de endeudamiento.

        ¿Qué es? Simplificándolo, se trata de convertir deuda a corto plazo en deuda a largo, para reducir las cuotas de amortización.

        A nosotros llegan a menudo empresa que lo buscan porque en meses "flojos" les cuesta hacer frente a todos sus compromisos de pago.

        ¿Cuál es el problema?

        Que los bancos aborrecen todo lo que sea refinanciar porque no quieren asumir riesgo de otras entidades y porque el Banco de España les hace provisionar el 25% del importe.

        Si quieres saber cómo lo solucionamos nosotros, sigue leyendo...

        --

        Uno de nuestros clientes, una empresa industrial valenciana que tenía tensiones de tesorería puntuales que hacían peligrar su estabilidad, nos pidió que le ayudásemos a refinanciar sus préstamos a corto.

        Era una refinanciación que ni su banco ni ningún otro le quería dar.

        ¿Qué hicimos?

        Montamos la operación como una necesidad puntual (no recurrente) de tesorería que nada tenía que ver con la refinanciación de otros préstamos y centrándonos solo en la operativa de la empresa, sus plazos de pago y de cobro.

        Así conseguimos dos operaciones que juntas cubrieron los tres préstamos y a más largo plazo.

        --

        Si quieres que te ayudemos con un problema similar...

        Déjanos tus datos y te llamamos

        El equipo de Iberfinancia.

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